Discover how understanding your personal "enough" number can give you clarity, confidence, and control over your financial future.
This simple yet powerful concept can help you make better decisions and focus on what truly matters to you.
You check your bank balance regularly. You contribute to your pension. Perhaps you even have some investments. But here's a question that might surprise you: Do you know how much money you need for the rest of your life?
If you're scratching your head, you're not alone. In our experience working with clients, most people have no idea how much they need to maintain their lifestyle throughout retirement. They may have assets and healthy incomes, but when it comes to their financial future? It’s a complete mystery.
Let's be honest about what worries you. There's the fear of retiring too early, only to watch your money dwindle away, forcing you back to work when you should be enjoying your golden years. On the other hand, there's the equally troubling prospect of working far longer than necessary, missing out on precious years you could have spent with family or pursuing passions.
Here's where lifestyle financial planning transforms everything. Rather than getting caught up in market volatility headlines or chasing the latest investment fads, this approach focuses on the one question that truly matters: "How much is enough to continue living the life you want to live, without the fear of running out of money?".
When you know your personal "enough" number, everything changes. Suddenly, you're not just saving blindly or worrying constantly about whether you're on track. You have a clear target, a definitive answer to whether that holiday abroad is affordable, whether you can help your children financially, or if you could realistically retire five years earlier than planned.
For over a decade, we've been helping clients with financial planning, and since adopting lifestyle financial planning in 2019, it has transformed how we serve our clients. We noticed most people were asking the wrong questions about their money, and frankly, where would you learn to ask the right ones?
Traditional advice gets distracted by market noise rather than focusing on what matters: your lifestyle goals. Discovering your "enough" number isn't just about retirement – it's about controlling your entire financial future. Life isn't a rehearsal. It needs to be lived to the fullest, and that starts with financial clarity.
Ready to discover your personal "enough" number? Book a strategy call with one of our Chartered Financial Planners who will help you design the life you want to live. As our gift, you'll receive a free copy of our co-branded book Enough? written by Paul D Armson – the leading authority on lifestyle financial planning in the UK.
Paul Armson has been working tirelessly to help build a genuine financial planning profession in the UK and overseas by helping financial planners deliver a more meaningful service to their clients. We have been fortunate to work closely with him during recent years.
